Mortgage Loan Processor
Job Description
About the position
The Mortgage Loan Processor at OceanFirst Bank is responsible for processing various mortgage programs, including Conventional, FHA, VA, and portfolio loans. This role requires a thorough understanding of banking regulations and the ability to work effectively with both internal and external contacts, ensuring a smooth mortgage processing experience for clients. The position offers opportunities for professional development and a hybrid work schedule after onboarding.
Responsibilities
Process Conventional, FHA, VA, and portfolio mortgage programs.
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Ensure compliance with banking regulations and governmental requirements.
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Maintain knowledge of bank products and services, with a willingness to learn.
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Utilize prudent decision-making skills in processing loans.
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Communicate effectively with borrowers, real estate attorneys, realtors, and builders.
Requirements
High school diploma or equivalent.
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Minimum of one year of banking experience, preferably in the Mortgage Department, or a degree in a banking-related discipline.
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Valid NMLS Registration required.
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Proficient in Microsoft Office with solid typing skills.
Nice-to-haves
Additional coursework in banking, lending, or finance from an accredited institution or internal company training program.
Benefits
On-site fitness facility at Red Bank and Toms River headquarters offices.
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Hybrid schedule after initial onboarding.
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Employee perks & discount programs.
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Tuition assistance.
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Incentive compensation program.
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Professional development opportunities.